News & Resources


APA’s Report on Earned Wage Access and Payroll

BY: Alice P. Jacobsohn, Esq. | 05/24/21

Recent advances in technology have made possible the ability of employees to access their earned wages prior to their regular payday, known as earned wage access (EWA).

The APA’s Government Relations Task Force has prepared a report, Understanding Earned Wage Access and Payroll, to help breakdown the information for payroll professionals and government decision-makers. The report includes a step-by-step guide to selecting an EWA provider and the legal and regulatory framework for EWA.

EWA programs have moved from the early adoption phase to become a more established business practice and part of the benefits package offered to employees. When EWA programs are used effectively, employees can gain greater financial security. These programs can help employees with the misalignment of expenses between paydays but are not a complete solution to employees’ financial problems.

Not a member of APA? Check out the many benefits you get when you join

Alice P. Jacobsohn, Esq., is Director of Government Relations for the APA.