APA Visa® Paycard Portal
A broad discussion of how and why paycards are used. Numerous benefits that paycards can provide to both employers and employees. A discussion of the decisions employers will face before putting a paycard option into place. Links to current regulations, state laws, case studies, and white papers published bythe Federal Reserve Bank, APA, Visa, vendors and others.



TransCard - Who We Are
TransCard is a MasterCard®, Discover® Network and STAR-association branded stored-value processor and a global provider of transaction-based processing services. TransCard offers electronic funds transfer services, including direct-to-card payroll deposits, financial institution stored-value processing, open-loop gift cards, corporate incentive cards, HSA/HFA products, Retail Program Management solutions and fuel processing. TransCard targets Fortune 500 companies, financial institutions, direct-selling, retailers, staffing, transportation and service industries; providing PCI-compliant, state-of-the-art electronic processing services specifically tailored to exceed industry expectations. 
  • We have provided stored-value processing services and paycard products since 2004.
  • We manage nearly $ 2 billion in processing volume annually.
  • We were recognized as a "Top 10 to Watch" stored-value processor by Intele-Card News.
  • We were recently named as a 2009 Paybefore Awards Best-in-Category Winner for the Best Corporate-Funded Prepaid Card.

TransCard is both a processor and a program manager. Because our platform was built in-house, TransCard can develop and customize an entire program to meet a client's needs. As a processor, employers enjoy the benefits of working directly with a company that is managing their data. This means any needed changes can be made quickly, implementation has fewer barriers and a greater likelihood of success and programs have maximum flexibility. TransCard also works with best-in-class banking institutions that specialize in pay card and prepaid products.


 Why TransCard?




TransCard paycards are stored-value cards that offer unbanked employees immediate access to their payroll funds. Each card is branded Discover® Network Card or MasterCard® Card. Cards can be instantly issued to your employees and easily integrated with your existing direct deposit process. TransCard offers free access to our secure payroll administration website. For more information, visit www.transcard.com.


Employer Benefits:

  • Reduce payroll expenses by eliminating check costs
  • Increase employee retention by offering valuable cardholder benefits
  • Reduce paper check fraud
  • Provide unbanked employees with an inexpensive method to receive wages

Phone: 800-504-3126



Justin Norblade

Phone: 800-504-3126

Fax:     423-954-9973
E-mail: [email protected]






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Chattanooga TN 37416






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